There are two (2) kinds of last wills in Philippine Laws, namely the Notarial Will and the Holographic Will. In general, both wills are governed by this absolute rule in Article 804 of the Civil Code, to wit: “Art. 804. Every will must be in writing and executed in a language or dialect known to […]

In order to know the actual status of your dominion on a certain property, the following checklist is worth noting: Is the property registered in the name of the owner? Is the owner in actual possession of the Title? Is the owner in possession of the Property? Almost all property-related cases or suits stem from […]

The recently promulgated law involving credit cards is Republic Act No. 10870 entitled “An Act Regulating the Philippine Credit Card Industry”. Among the notable provisions in said law is Section 21 which requires the credit card companies to inform the credit card holders of their accredited collection agencies. Said law provides that: “SEC. 21. Endorsement […]